What is travel insurance you may ask? Simply put, travel insurance is something that you purchase prior to a vacation that protects you from things that may occur when traveling. You might be thinking travel insurance is unnecessary, but we are here to tell you it’s not! For instance, the current pandemic we are all facing across the globe, COVID-19, has put a major stop to 90% of all travel. We have seen many people expressing their concerns about having to cancel travel plans due to losing their investment. Had they purchased travel insurance, they would have been protected and received a refund, or able to postpone their vacation at no extra charge.
If that isn’t enough to convince you to consider travel insurance when planning your next vacation, then keep reading to see our top reasons on why you should purchase it!
Reason 1: It Covers Medical Emergencies Overseas!
There’s nothing worse than being in a situation that ends with a trip to the ER, especially in a foreign country. Being overseas, many hospitals don’t accept outside health insurance plans, and require a cash payment upfront. With travel insurance, you can choose to have emergency medical benefits that can pay for any emergencies that occur while traveling. This can save you a few thousand dollars in some cases!
Reason 2: You Don’t Want the Little Things to Ruin Your Trip
You just landed after a long, over-night flight only to find out your luggage never made it. This isn’t any way to start a vacation! With travel insurance, you can be reimbursed for purchases on essential items that you would have had otherwise. It can also cover you happen to miss a connecting flight or a flight gets cancelled and you need to find another flight! So many things are covered with travel insurance, so be sure you know what’s included in your package!
Reason 3: It’s Affordable
Many people are under the impression that travel insurance is expensive, which some plans are. But, travel insurance has plenty of options for you to choose from. For most travel insurance plans, when you submit a request for a quote, you receive multiple plans with different pricing for you to look through. From them, you can choose the plan that fits within reason to your budget!
We hope that you have learned a little more about travel insurance and will consider it when planning your next vacation! Our travel experts here at Guide Me Away hope you and your loved ones are staying safe during these tough times. While most travel is restricted, there are still some destinations that still allow visitors. If you are going through with your travel plans, please read our post about how to stay healthy during your travels! There’s nothing worse than missing out on a vacation due to being sick!